Call us or fill out the form and we will contact you within your chosen timeslot.
If you wish to talk about a quote on health insurance, you can fill out our quote form. We will send you a quote prior to our talk.
International Medical Insurance is your essential cover for inpatient, daypatient and accommodation costs, as well as cover for cancer, mental health care and much more.
Easy to choose: Three levels of plans; Silver, Gold and Platinum with options as Outpatient, Health & Wellbeing, Vision & Dental and International Evacuation & Crisis Assistance Plus.
Our most popular combination is Gold with Outpatient and Health & Wellbeing option.
Get a free quote on your chosen plan and options and talk to one of our specialists. It is 100% free and non-binding.
The annual benefit limit per beneficiary per period of cover.
International Medical Insurance is your essential cover for inpatient, daypatient and accommodation costs, as well as cover for cancer, mental health care and much more.
€800,000
€1,600,000
Paid in full
Inpatient and daypatient treatment. Accommodation, emergency dental treatment, prescribed medicines and more.
Paid in full
Private room
Paid in full
Private room
Paid in full
Private room
Covers necessary treatment from an emergency, accident, sudden illness and/or life-threatening situation.
€370
€740
€1,000
Limit of 30 inpatient stays per period of cover. Amount is per day.
€75
€75
€150
Covers treatment and medicine that are directly associated with organ transplants. Harvest of the organ or bone marrow, any necessary tissue test, the donor's hospital costs and any cost associated with complications within 30 days after the procedure
Paid in full
Paid in full
Paid in full
Rehabilitation treatments including physiotherapy, occupational, cardiac, pulmonary, cognitive and speech therapies.
€3,700
Up to 30 days
€7,400
Up to 60 days
Paid in full
Up to 30 days
MRI, CT and PET scans
€7,400
€12,000
Paid in full
Beneficiaries under the age of 18 can bring a parent or guardian if they have to stay at the hospital overnight.
€740
€740
Paid in full
Provided in the beneficiary's home by a qualified and registered nurse. Includes medical care that would otherwise be provided by a hospital.
€1,850
Up to 30 days
€3,700
Up to 60 days
Paid in full
Up to 120 days
Practised by a qualified doctor, with the relevant license in the region where the treatment is received.
€1,100
€1,850
Paid in full
Includes home care, inpatient and daypatient hospital or hospice care and accommodation, prescribed medicines, and physical and psychological care.
€25,900
€44,400
Paid in full
Internal and external prosthetic devices, necessary to the beneficiary's treatment.
Paid in full
Paid in full
Paid in full
Transportation from the place of accident to a hospital, from a hospital to another hospital, or from a home to a hospital.
Paid in full
Paid in full
Paid in full
Available when the beneficiary has been covered for 24 consecutive months.
No coverage
70% refund up to:
€14,800
80% refund up to:
€18,500
Treatment of congenital conditions, that have manifested before a 18th birthday.
€3,700
€14,800
€30,500
Only applies for beneficiaries with Worldwide excluding USA coverage. Only inpatient and daypatient.
€75,000
€200,000
Paid in full
Covers inpatient, daypatient and outpatient treatment practised by a psychologist and/or psychiatrist.
Covers medical cost, including doctor and pediatrician visits related to autism and ADHD on an outpatient basis only.
Diagnostic testing and behavioural treatment.
€3,700
Up to 30 days
€7,400
Up to 60 days
Paid in full
Cover of preventative cancer surgery.
The genetic test is covered under Gold and Platinum outpatient cover.
70% covered up to €7,400
80% covered up to €13,300
90% covered up to €13,300
After diagnosis, we will pay for active and evidence-based treatment.
Paid in full
Paid in full
Paid in full
Takes effect when the mother has been covered for 12 months or more.
We will pay for any fees to hospitals, obstetricians and midwives regarding routine births, and any post-natal care required.
No coverage
€5,500
€11,000
Takes effect when the mother has been covered for 12 months.
Inpatient or outpatient treatment relating to complications of regular childbirth.
Does not include homebirths.
No coverage
€11,000
€22,000
Takes effect when the mother has been covered for 12 months or more.
We pay for midwives' and specialist's fees relating to routine home births.
€370
€850
Takes effect when the mother has been covered for 12 months or more.
Up to 10 days routine care of the newborn following birth and all treatment during the first 90 days.
Behandling for medfødte lidelser for en nyfødt er dækket under "medfødte forhold" og er underlagt betingelserne.
€18,000
€55,000
€122,000
The annual benefit limit per beneficiary per period of cover for International Outpatient treatment.
€12,000
€25,000
Paid in full
Covers consultations or meetings with a medical professional for diagnostics, arrange or receive treatment.
€1,850
€3,700
Paid in full
Covered if prescribed by a medical practitioner on an outpatient basis.
€1,100
€2,200
Paid in full
E.g. ultrasound and x-rays.
€1,850
€3,700
Paid in full
Covers: Physiotherapy, Occupational therapy, Osteotherapy and Chiropractic treatment, Speech therapy, and Cardiac and pulmonary rehabilitation.
€3,700
€7,400
Paid in full
Takes effect when the mother has been covered for 12 months or more.
E.g. Fees for routine use of obstetrician and midviwe, planned ultrasounds and examinations, prescribed medicine and dressings, blood tests and other fees of post-natal care.
No coverage
€2,750
€5,500
Takes effect when the beneficiary has been covered for 24 months or more. Covers a maximum of 4 attempts. Available till the beneficiary is up to 41 years old.
No coverage
No coverage
€7,400
Covers hire of CPAP machine, or if necessary other equipment.
Covers operation if medically necessary.
No coverage
€1,100
€1,480
Takes effect when the beneficiary has been covered for 12 months or more.
No coverage
€1,480
€2,950
A limit of 15 consultations per period of coverage or up to the limit shown.
€1,850
€3,700
Paid in full
Covers all of your necessary durable medical equipment. e.g. wheelchair, crutches or other non-disposable equipment.
Paid in full
Paid in full
Paid in full
Covers your fees for vaccinations and immunisations that are clinically appropriate.
€185
Paid in full
Paid in full
Outpatient dental treatment caused by an accident.
For a comprehensive dental cover, you may need our Dental & Vision option.
€740
Paid in full
Paid in full
Covers evaluation of medical history, physical examinations, development assessment, and appropriate vaccinations and laboratory tests.
Notice: Mental health consultations with a psychiatrist or psychologist are covered by the Mental Health & behavioural care benefit under the main plan.
Further, you can get one health check per period for growth, hearing and vision in connection with the first school date and screening for diabetic retinopathy for children with diabetes.
Paid in full
Paid in full
Paid in full
If you as the beneficiary is 60 years old or above or turning 60 within the period of cover, and if you have had one of the following conditions is declared on the medical questionnaire (and especially excluded on your policy), the insurance covers outpatient treatment regarding the maintenance of the condition: Hypertension, Glaucoma, Type 2 diabetes, joint or back pain, arthritis, or osteoporosis/osteopenia.
No coverage
€740
€1,480
Available 24/7/365 to call and get free and confidential counselling regarding any subject like work, life, personal or family matter.
Read more about the programme in the customer guide.
Paid in full
Paid in full
Paid in full
Routine physical examinations including, but are not limited to height, weight, blood pressure, lung function, urinalysis and more.
€165
€330
€440
Covers
- Papamicolaou test (pap smear)
- 1 HPV DNA test for female beneficiaries at the age 30-65
€165
€330
Paid in full
Covers:
- 1 prostate examination (PSA test) for men i the age of 50 years old or above
- 1 prostate examination (PSA test) for asymptomatic men in the age of 40 years old or above
€165
€330
Paid in full
Covers
- 1 screening mammogram for women age 25-39 years old, when medically necessary, if they have a prior history of breast cancer
- 1 screening mammogram for asymptomatic women age 40 years or above
€165
€330
Paid in full
Covers
- 1 bowel cancer screening for beneficiaries 50 years or above
€165
€330
Paid in full
Covers
- 1 scan for women age 65 years or above
- 1 scan for post-menopausal women younger than 65 years when medically necessay
- 1 scan for men age 50 years or above when medically necessary
€165
€330
Paid in full
Up to four (4) consultations per period over cover if you require dietary advice regarding a diagnosed disease or illness e.g. diabetes
No coverage
No coverage
Paid in full
Get 1 eye test per period of cover
€75
€150
Paid in full
Get your expenses covered when buying spectacle frames and lenses, contact lenses, and prescription sunglasses. Up to your plan's annual limit.
€125
€125
€245
The annual benefit limit per beneficiary period.
€930
€1,850
€4,300
Takes effect when the beneficiary has been covered by this option for 3 months.
Pays in full for:
- 2 dental checkups per period of cover
- X-rays, including necessary equipment like bitewing, single view, and orthopantomogram (OPG)
- Scaling and polishing incl. topical fluoride application
- 1 mouth guard
- 1 night guard
- Fissure sealant
Paid in full
Paid in full
Paid in full
Takes effect when the beneficiary has been covered for 3 months.
The insurance covers the following, per recommendation of a dentist: Root canal treatment, extractions, surgical procedures, occasional treatment, anaesthetics, and periodontal treatment.
80% refund
90% refund
Paid in full
Takes effect when the beneficiary has been covered for 12 months.
If you need major restorative treatment before you have been covered for 12 months, we will refund 50% of the treatment cost.
The insurance covers the following: dentures, crowns, inlays, and placement of dental implants.
70% refund
80% refund
Paid in full
Takes effect for beneficiaries age 18 or younger, when they have been covered for 18 months.
Treatment has to be approved in advance.
40% refund
50% refund
50% refund
The annual benefit limit per beneficiary
Get transferred to the nearest hospital where the necessary treatment is available, if not available locally in an emergency. Can be in or out of the current country. Get transferred back again within 14 days of received treatment.
Paid in full
Paid in full
Paid in full
Covers if medical repatriation is needed, according to a serious illness or after a traumatic event or surgery.
Return to country of residence or nationality.
Return back to the place the treated got transported from within 14 days.
Paid in full
Paid in full
Paid in full
In case of death outside of the usual country of residence, we will pay for the return of mortal remains to the country of residence or nationality as soon as possible, subject to requirements and restrictions.
Paid in full
Paid in full
Paid in full
If in need of an accompanying person, e.g. parent, child, sibling or partner, we will pay for their travel costs.
Paid in full
Paid in full
Paid in full
Each beneficiary has a limit of five (5) visits over the lifetime of the cover.
€1,000
€1,000
€1,000
Covers up to the total limit shown (per day) for each visit with a maximum of 10 days per visit.
€125 per day
€125 per day
€125 per day
Provided by global crisis response experts FocusPoint International, which is available for travellers with 24 hours available, multilingual assistance centres in more than 100 countries.
E.g. response teams for pandemics, natural disasters, violent crimes, disappearance of persons, wrongfully detentions and more.
Covered
Covered
Covered
Such as covered hospitals stays, treatments and rehabilitation. Including fees for specialists, surgeons, nurses, hospital accommodation and medicine.
Get treatment in your country of residence or abroad with any of our covers and be sure of a private room, full cancer care, inpatient and daypatient etc.
With the Cigna hotline, Wellbeing app and more, you always have support and care when you need it, wherever you need it. E.g. get prescriptions for medicine.
For the full list of how your plan can cover you, read our customer guide for more details and always check our policy rules when buying insurance.
COVID-19 insurance
Read here how you are covered on your insurance when admitted with COVID-19.
At Health Insurance Instantly, we believe that any medical problem should receive the best possible treatment the world has to offer.
Call us or fill out the form and we will contact you within your chosen timeslot.
If you wish to talk about a quote on health insurance, you can fill out our quote form. We will send you a quote prior to our talk.