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International Health Insurance

Ensuring your well-being in everyday life goes beyond simply being healthy. It's about the peace of mind that comes with knowing you can receive prompt examinations and have access to the most exceptional treatment options available.

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At Health Insurance Instantly you can ensure your whole health with international health insurance. In addition, to cover your home country, we cover you internationally. We provide you with the flexibility to choose the treatment that suits you best. We believe that every illness should be met with the best possible treatment that the world has to offer.

Free choice. Health insurance for your needs.

With our international health insurance, we offer our customers a bespoke plan for their needs and budget with a main cover for hospitalisation covered and additional options for an even more comprehensive cover.

International network - Local knowledge

Our partners include 1,65 million leading international doctors, clinics and hospitals. We know exactly where the best specialist is located for your specific needs.

Our international health insurance plans

Silver

The basic cover

800,000 € Annual benefit limit

Coverage

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Mindre
See our plans

Coverage

Get access to hospital treatment and admission at home and abroad.

Key Features of Coverage

  • Annual benefit limit of 800,000 €
  • Hospitalization and day patient coverage
  • Private room accommodation
  • Comprehensive cancer coverage
  • Psychiatry and psychologist coverage up to 3,700 € per year

Additional options:

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International Outpatient
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International Vision & Dental
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International Health & Wellbeing
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International Evacuation & Crisis Assistance Plus™

Gold

The most popular cover

1,600,000 € Annual benefit limit

Coverage

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Mindre
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Coverage

Get more comprehensive coverage with a higher benefit limit and additional benefits, including coverage for maternity and childbirth.

Key Coverage Elements:

  • Annual benefit limit of 1,600,000 €
  • Hospitalization and day patient coverage
  • Private room accommodation
  • Comprehensive cancer coverage
  • Psychiatry and psychologist coverage up to 7,000 € per year
  • Maternity coverage of up to 11,000 € per year

Additional options:

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International Outpatient
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International Vision & Dental
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International Health & Wellbeing
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International Evacuation & Crisis Assistance™

Platinum

The most comprehensive cover

Unlimited Annual benefit limit

Coverage

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Mindre
See our plans

Coverage

Experience our top-tier coverage with an unlimited annual sum and comprehensive coverage for most aspects.

Key Coverage Elements

  • Annual limit: Unlimited
  • Hospitalization and day patient coverage
  • Private room accommodation
  • Comprehensive cancer coverage
  • Full payment for psychiatry and psychology
  • Maternity coverage of up to 22,000 € per year

Additional options:

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International Outpatient
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International Vision & Dental
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International Health & Wellbeing
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International Evacuation & Crisis Assistance Plus™

We eliminate the financial aspect of getting the right treatment and ensure your freedom of choice. We follow you throughout the entire process. Your only concern is where you would prefer to be treated.

A free and flexible choice

At Health Insurance Instantly, you access the right treatment for you. No matter where in the world you find it. The choice is yours, and you can always get help and recommendations from health specialists on what could be the best option for you. You can still choose to use the public system in your country of residence whenever it seems fit. You can still use your general practitioner, or others in the public system according to your needs.

The choice is yours - home or abroad 

Health insurance allows you to freely choose private hospitals, clinics and specialists nationally or abroad. You may for example decide to go for examinations and diagnostics in the public system, and then have your treatment performed at a private hospital, where the waiting time is shorter, or the treatment might better match your preferences. Or you may choose to use a private hospital from the start. Our health experts at Cigna are ready to advise you on our large network of treatment options. 

If you choose to get treated abroad, it will often be possible to receive follow-up and control at home.

Flexible plans for your budget

Get an overview of our coverages, amount limits and options here and be sure what is included in a health insurance plan. 
With our plans, you can always get access to the best possible treatment, the most modern equipment and the latest forms of treatment - even if these are not found in your country of residence.

More than a health insurance

With our health insurance, you can for example make use of the following services. 

Aid for Chronic illness

We offer help and support if you suffer from a chronic illness like diabetes. You can get help and advice for your chronic illness, even if its treatment is excluded from the insurance. 

A health professional can for example plan regular interviews to monitor and evaluate your illness and treatment plan. And they can help you manage your illness using specific tools and targets. 

Second Opinion

A Second opinion is a term used in the health system when you get another doctor's assessment e.g. of your diagnosis or treatment plan. In the past, second opinion was a term used between doctors - but today it is used more widely, and also by patients, because you may need to verify the diagnosis or treatment option you have received.

With a second opinion, you get access to leading medical experts who advise on your individual diagnosis and recommend a treatment plan.

This service is provided through our partner Advance Medical, who works with global medical experts to provide individual advice and recommendations on your diagnosis and treatment plan.

You will be contacted by Advance Medical within 48 hours of them receiving your medical record.
The second opinion you get will includes the medical expert's opinion on your diagnosis and treatment plan.
You can also submit your own questions about your diagnosis and treatment plan to be answered in your second opinion.

Global Telehealth

With Global Telehealth, you have access to licensed physicians around the world. They can advise on non-acute health problems. 
We can arrange for you to be called on the same day or you can arrange a phone or video consultation from the Cigna Wellbeing App. 

You may be diagnosed for non-acute conditions 

You can be prepared for an upcoming consultation or hospitalisation 

You can discus medicine or treatment plans of possible side-effect / outcomes

Wellbeing App

As a customer you get access to the Cigna WellbeingApp and MyCigna App where you can  get access to a health professional, doctor or the like to for a consultation, you can monitor your health and receive advice and guidance based on your health data, and more.

You can find the Cigna Welbeing App and MyCigna App in the app store or Google Play store.

Health insurance for your employees

At Health Insurance Instantly, you can insure your employees. They'll get treatment fast and get back to work quickly. 

Read more.